INSURED VEHICLE COVERAGE

Our Mechanical Breakdown Insurance is backed by A.M. Best Company ‘A’ (Excellent) rated insurers, providing an extra layer of security for our customers and partners. To complement our coverage, we utilize advanced technologies for superior claims administration, including online claim filing and support.

Learn More

Mechanical Breakdown Insurance

coverage options, benefits and security down every road

  • 0
  • 1
  • 0
  • 1
  • 2
  • 0
  • 0
  • 0
  • 0

coverage for vehicles with up to 120,000 miles at time of sale

PREMIUM

Component
  • Best named component
  • Current Model Year plus 10 years
  • Up to 120,000 starting miles

PLUS

Component
  • Downsized component
  • Current Model Year plus 10 years
  • Up to 120,000 starting miles

STANDARD

High Mileage
  • Powertrain High Mile
  • Current Model Year plus 10 years
  • Up to 120,000 starting miles

Elite Plan covers all parts of the Vehicle except for the following items:

Parts listed under the Exclusions section of the Policy
Parts covered under a manufacturer’s warranty, special policy, or recall

    Engine Components
    Turbocharger / Supercharger Components
    Transmission Components
    Transfer Case Components
    Drive Axle Components
    Steering Components
    Braking Components
    Suspension Components
    Air Conditioning Components
    Electrical Components
    Fuel Delivery System Components
    Heating / Cooling Components
    Interior and Exterior Components
    Luxury Components

    Engine Components
    Turbocharger / Supercharger Components
    Transmission Components
    Transfer Case Components
    Drive Axle Components
    Steering Components
    Braking Components
    Suspension Components
    Air Conditioning Components
    Electrical Components

    Engine Components
    Turbocharger / Supercharger Components
    Transmission Components
    Transfer Case Components
    Drive Axle Components

Mechanical Breakdown Insurance is provided exclusively for California residents.

Coverage may vary. Refer to your actual Mechanical Breakdown Insurance contract for specific coverage, exclusions, limits, conditions and terms.

Optional Coverage

Optional Coverage Benefits

We understand that one size doesn't fit all, and the same goes for Mechanical Breakdown Insurance. We put you in the driver’s seat by including coverage options to fit your lifestyle and budget. Your Deductible does not apply to the optional coverage benefits.

 

Your Mechanical Breakdown Insurance provides motel and restaurant expense coverage:

  • As soon as the repair estimate is received and coverage is determined
  • If your vehicle becomes inoperable more than 100 miles from your home and must remain at the repair facility overnight as a result of an authorized mechanical breakdown or failure
    You must have an authorized and coverable claim to receive reimbursement.
    We will reimburse you for receipted motel and restaurant expenses up to $100 per day for a maximum of 3 days (total benefit per occurrence of $300).

  • Towing and Wrecker Service
  • Flat Tire Change
  • Emergency Gas Delivery Service
  • Battery Jump Service
  • Key Lockout Service
    • Roadside assistance benefits are administered by Roadside Protect, Inc. Roadside Protect, Inc., is powered by The American Traveler Motor Club, Inc., in AK and CA. Services may not be available in all states and may vary by state. Please refer to your actual contract for specific coverage limits and conditions.

In the event of a covered breakdown covered by the policy, we will pay on behalf of or reimburse you for receipted expenses to rent a replacement vehicle from a licensed rental agency, or for alternate public transportation while the vehicle is at a licensed Repair Facility, in accordance with the terms and provisions of the Policy. Coverage will be provided to you on the following basis:

  • We will pay the actual expenses, not to exceed $50 per day for 8 labor hours, or portion thereof, flat rate labor time from a nationally recognized labor manual, for the labor time authorized to complete the repair, not to exceed $250 for each repair visit.
  • A maximum of 4 additional days of rental coverage is available for part(s) delays and/or vehicle inspection requested by the company. Other delays that are beyond the control of the repair facility or us are not covered.
    • You must have an authorized and coverable claim to receive reimbursement.

Committed to delivering financially secure products and progressive marketing strategies that provide our partners an edge in the marketplace, all Mechanical Breakdown Insurance is backed by A.M. Best Company ‘A’ (Excellent) rated insurers, providing an extra layer of security for our customers.

The sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific Mechanical Breakdown Insurance varies depending upon the contract purchased, optional coverage selections, place of purchase and seller agreement.

Transfer Application

Transferring Mechanical Breakdown Insurance coverage can increase the resale value of your vehicle

Report a Claim Online

Customers and their repair facilities can report claims online or by phone

Send Claim Documents

Upload documents, records and images to our Customer Support Team

Online Support Center

Online support ticket and self-service features put you in the driver’s seat

American Auto Shield, LLC BBB Business Review

Loading...