Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
coverage options, benefits and security down every road
The sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific Service Contract coverage varies depending upon the service contract purchased, optional coverage selections, state of purchase, place of purchase and seller agreement.
COVERAGE FOR VEHICLES WITH UP TO 120,000 MILES AT TIME OF SALE
Elite
Exclusionary
Highest plan level
Current Model Year plus 5 years
Up to 60,000 starting miles
Coverage Overview
This plan covers all parts of the Vehicle except for the following items:
Parts listed under the Exclusions section of the Policy
Parts covered under a manufacturer’s warranty, special policy, or recall
Premium
Component
Best named component
Current Model Year plus 10 years
Up to 120,000 starting miles
Coverage Overview
Engine Components
Turbocharger / Supercharger Components
Transmission Components
Transfer Case Components
Drive Axle Components
Steering Components
Braking Components
Suspension Components
Air Conditioning Components
Electrical Components
Fuel Delivery System Components
Heating / Cooling Components
Interior and Exterior Components
Luxury Components
Plus
Component
Downsized component
Current Model Year plus 10 years
Up to 120,000 starting miles
Coverage Overview
Engine Components
Turbocharger / Supercharger Components
Transmission Components
Transfer Case Components
Drive Axle Components
Steering Components
Braking Components
Suspension Components
Air Conditioning Components
Electrical Components
Standard
High Milage
Powertrain High Mile
Current Model Year plus 10 years
Up to 120,000 starting miles
Coverage Overview
Engine Components
Turbocharger / Supercharger Components
Transmission Components
Transfer Case Components
Drive Axle Components
Your Mechanical Breakdown Insurance provides motel and restaurant expense coverage:
- As soon as the repair estimate is received and coverage is determined
- If your vehicle becomes inoperable more than 100 miles from your home and must remain at the repair facility overnight as a result of an authorized mechanical breakdown or failure
You must have an authorized and coverable claim to receive reimbursement.
We will reimburse you for receipted motel and restaurant expenses up to $100 per day for a maximum of 3 days (total benefit per occurrence of $300).
- Towing and Wrecker Service
- Flat Tire Change
- Emergency Gas Delivery Service
- Battery Jump Service
- Key Lockout Service
Roadside assistance benefits are administered by Roadside Protect, Inc. Roadside Protect, Inc., is powered by The American Traveler Motor Club, Inc., in AK and CA. Services may not be available in all states and may vary by state. Please refer to your actual contract for specific coverage limits and conditions.
In the event of a covered breakdown covered by the policy, we will pay on behalf of or reimburse you for receipted expenses to rent a replacement vehicle from a licensed rental agency, or for alternate public transportation while the vehicle is at a licensed Repair Facility, in accordance with the terms and provisions of the Policy. Coverage will be provided to you on the following basis:
- We will pay the actual expenses, not to exceed $50 per day for 8 labor hours, or portion thereof, flat rate labor time from a nationally recognized labor manual, for the labor time authorized to complete the repair, not to exceed $250 for each repair visit.
- A maximum of 4 additional days of rental coverage is available for part(s) delays and/or vehicle inspection requested by the company. Other delays that are beyond the control of the repair facility or us are not covered.
You must have an authorized and coverable claim to receive reimbursement.