Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

coverage options, benefits and security down every road

The sample coverage contained may not mirror the actual coverage purchased at the time of sale. Specific Service Contract coverage varies depending upon the service contract purchased, optional coverage selections, state of purchase, place of purchase and seller agreement.

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COVERAGE FOR VEHICLES WITH UP TO 120,000 MILES AT TIME OF SALE

Elite

Exclusionary

Highest plan level

Current Model Year plus 5 years

Up to 60,000 starting miles

Coverage Overview

This plan covers all parts of the Vehicle except for the following items:

Parts listed under the Exclusions section of the Policy

Parts covered under a manufacturer’s warranty, special policy, or recall

Premium

Component

Best named component

Current Model Year plus 10 years

Up to 120,000 starting miles

Coverage Overview

Engine Components

Turbocharger / Supercharger Components

Transmission Components

Transfer Case Components

Drive Axle Components

Steering Components

Braking Components

Suspension Components

Air Conditioning Components

Electrical Components

Fuel Delivery System Components

Heating / Cooling Components

Interior and Exterior Components

Luxury Components

Plus

Component

Downsized component

Current Model Year plus 10 years

Up to 120,000 starting miles

Coverage Overview

Engine Components

Turbocharger / Supercharger Components

Transmission Components

Transfer Case Components

Drive Axle Components

Steering Components

Braking Components

Suspension Components

Air Conditioning Components

Electrical Components

Standard

High Milage

Powertrain High Mile

Current Model Year plus 10 years

Up to 120,000 starting miles

Coverage Overview

Engine Components

Turbocharger / Supercharger Components

Transmission Components

Transfer Case Components

Drive Axle Components

Optional Coverage Benefits

We understand that one size doesn't fit all, and the same goes for Mechanical Breakdown Insurance. We put you in the driver’s seat by including coverage options to fit your lifestyle and budget. Your Deductible does not apply to the optional coverage benefits.

Your Mechanical Breakdown Insurance provides motel and restaurant expense coverage:

  • As soon as the repair estimate is received and coverage is determined
  • If your vehicle becomes inoperable more than 100 miles from your home and must remain at the repair facility overnight as a result of an authorized mechanical breakdown or failure

You must have an authorized and coverable claim to receive reimbursement.

We will reimburse you for receipted motel and restaurant expenses up to $100 per day for a maximum of 3 days (total benefit per occurrence of $300).

  • Towing and Wrecker Service
  • Flat Tire Change
  • Emergency Gas Delivery Service
  • Battery Jump Service
  • Key Lockout Service

Roadside assistance benefits are administered by Roadside Protect, Inc. Roadside Protect, Inc., is powered by The American Traveler Motor Club, Inc., in AK and CA. Services may not be available in all states and may vary by state. Please refer to your actual contract for specific coverage limits and conditions.

In the event of a covered breakdown covered by the policy, we will pay on behalf of or reimburse you for receipted expenses to rent a replacement vehicle from a licensed rental agency, or for alternate public transportation while the vehicle is at a licensed Repair Facility, in accordance with the terms and provisions of the Policy. Coverage will be provided to you on the following basis:

  • We will pay the actual expenses, not to exceed $50 per day for 8 labor hours, or portion thereof, flat rate labor time from a nationally recognized labor manual, for the labor time authorized to complete the repair, not to exceed $250 for each repair visit.
  • A maximum of 4 additional days of rental coverage is available for part(s) delays and/or vehicle inspection requested by the company. Other delays that are beyond the control of the repair facility or us are not covered.

You must have an authorized and coverable claim to receive reimbursement.

Transfer Application

Transferring service contract coverage can increase the resale value of your vehicle

Report a Claim Online

Customers and their repair facilities can report claims online or by phone

Send Claims Documents

Upload documents, records and images to our Customer Support Team

Online Support Center

Online support ticket and self-service features put you in the driver's seat